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Flexible Lifetime Mortgage

Discover flexible ways to pay back interest over time.

Flexible Lifetime Mortgage


Some providers allow the borrower the option to pay back interest to avoid or reduce the effects of roll up interest. Some allow for a Monthly payment, much like an interest only mortgage, whilst others allow up to 10% of the amount borrowed to be repaid each year without penalties. These payments can be stopped if they become unaffordable or you simply decide you don’t wish to make payments any longer. They will then revert to a Roll Up mortgage as described previously.

CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE. We provide whole of market advice on Lifetime Mortgages. We DO NOT give advice on or arrange Home Reversion plans. London Equity Release Advice is a trading style of R Young Financial Consulting Ltd (FCA number 539235) which is an appointed representative of JLM Mortgage Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) registration number 300629. The FCA do not regulate some forms of mortgages. R Young Financial Consulting Ltd is UK registered company( No: 09128155). Registered address: The Yew Tree Inn, High Street, Gresford, Wrexham, United Kingdom, LL12 8RF. The guidance within this website is solely targeted at consumers based in the UK. We charge a fixed £995 fee, only payable at completion.

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